4 electronic wallet with the lowest charge in Vietnam

More and more electronic wallets appear in Vietnam, and in order to compete, e-wallets are competing for free, or there are many promotions and discounts available to users.

So far, the most popular and used electronic wallets are MOMO, ViettelPay, ZaloPay and AirPay.

Through a survey of service fees of 4 electronic wallet providers Momo, ViettelPay, ZaloPay, AirPay. All have similarities when they are not charged monthly or have any recurring fees.

Some other user fees such as account opening, account management, account security, account statement query, support fees, annual fee . are all exempted from use.

However, some services, such as deposit, withdrawal or money transfer, have been charged and the fees vary considerably. Here are some information about service fees of 4 Vietnamese self-made wallet with the most users in the present.

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Currently, ZaloPay and AirPay are free of all deposit and withdrawal transactions. However, you will only be able to do so at the bank accounts linked to the application.

Meanwhile Momo not only applies free recharge from linked accounts but also at the point of deposit and withdrawal of the wallet. If you deposit money from banks that have not linked with Momo e-wallet, there will be a fee of VND 1,800 + 1.12% of the transaction value of each deposit.

As for transactions of withdrawing money from linked bank accounts, it is only free of charge 3 times / month. In addition, withdrawing money in other forms will be subject to a fee, the higher the transfer amount, the higher the fee.

ViettelPay's fee schedule is divided according to the value of the deposit. Recharge from MB and BaoVietBank ATM cards is completely free. For other bank accounts you will be free when depositing at less than 50 million / month.

When you deposit more than 50 million, you will be charged a 0.55% of the transaction value. ViettelPay currently only allows users to withdraw cash at transaction points, free of charge with a rate of less than 50 million / month. Over 50 million VND per month will be charged at 0.4% minimum VND 9,000 / transaction.

ViettelPay's money transfer service has the advantage of a large network throughout the provinces to allow cash transfers at counters and receive cash in the locality for a fee of VND 9,000 - 35,000 (with additional fee if receiving money at the place) .

Recharge Bank account linked Free Free From BaoVietBank card and ATM MB free of charge Free domestic debit card other VND 1,800 + 1,12% of transaction value

Less than 50 million a month: Free

Over 50 million a month: 0.55% of transaction value

International card 2200 VND + 1.5% of transaction value Free of charge Wallet transaction points are not applied

Recharge me:

 

> 50 million / month: 0.4% of the amount

Deposit money to others: 0.4% of the amount

Other Deposit from the source BankPlus collected according to the fee transfer fee of the corresponding bank Withdrawal of the linked Bank Account

Free for the first 3 times / month.

From the 4th: Draw

From 1-2 million: 5,000 VND

> 2 million: 0.3% of the withdrawn amount

Free of charge Other banks 3,300 + 0.5% of the withdrawn amount The deposit / withdrawal points of VND 8,000 - 35,000

> 50 million months: 0.4% of the value (minimum VND 9,000)

Transfer money Transfer to wallet, bank account Free Free Other Cash transfer at the counter: 9,000 - 35,000 VND

You can see the fee schedule of Momo and ViettelPay is quite detailed and more diverse in terms of fee collection. Meanwhile in ZaloPay and Airpay, these services are not yet charged a fee.

And now, when Momo and ViettelPay have hundreds, thousands of transaction points, ZaloPay and Airpay have not been implemented yet.

Based on the above information, hope you will choose an e-wallet that is suitable for you to use in the most convenient way.