Instructions for writing bank checks

For those who do not know, the check is a check that is printed in accordance with the bank's regulations. Users can use these checks to order the bank to pay for the person named in the check by transfer or cash. However, the check also has the disadvantage that the payer does not have enough balance to pay from when the payer comes to the beneficiary to pay the bank.

Many banks now have different checks, but basically the way of writing checks is not much different, you can consult how to write checks of some of the most popular banks in Vietnam today. under this article

1. Instructions to change phone numbers associated with home banking
2. How to change PIN, change Techcombank ATM card password
3. Ways to lock your bank cards when you lose or reveal information

How to write a check of VPBank bank

Here I will take the example of the bank check VPBank in 2017 , on the front of the check, please write:

1. Check stub section (For drawers and drawers save this part at check stubs)

1. Request for payment: Write down the full name of the beneficiary
2. ID Card Number / Business Registration Certificate: Write down the full number of ID card or Passport, Citizen ID card, Certificate of Vietnamese People's Army officer for individual beneficiary, or Business Registration Certificate of person Beneficiaries are organizations.
3. Amount: Enter the amount suggested for payment by number.
4. Date of draw: Write the date, month and year of issue of a check by number.
5. Drawers: Account holders or persons authorized by account holders must sign and clearly state their full names and stamps (if any).

If stamped, the mark will be closed by the drawer and closed between the check stalk and the body part between the two sides.

2. The Czech body

First, on the left side of the check body, write the following:

1. Request for payment: If the drawer does not allow the beneficiary to transfer, specify the name of the beneficiary or individual in this section. Then mark X or V in the No transfer box. If allowing the beneficiary to transfer, do not check the No transfer box. If the check is paid to the holder of the check, you do not need to write the payee's name, or you can pay it to the check holder.
2. ID card number, Date of issue and place of issue: In case the beneficiary is an individual, please write the ID card number, passport, citizenship card, identification of the Vietnamese People's Army officer, the required papers other relatives in accordance with the law of the beneficiary. Then write down the issue date and place of the document.
3. Account number and At: If the drawer specifies the payment to the account, write down the account number and the bank where the beneficiary opens the account. Also mark X or V in the Pay in account box above the Non-transfer box .
4. Number in numbers: Specify the amount you want to pay in the rectangular box with the Arabic numerals from 0 to 9, after the thousands, millions, billion, trillion and trillions, you must put a dot, if there is a number If you want to write after the unit line, you must put a comma, for example a million, then write: 1,000,000.00. But usually, it only needs 1,000,000.
5. Amount in words: This line you must write the meaning, the first letter of the amount must be capitalized and close to the first line, do not write lines, between words, absolutely no other words in the middle of the two lines Seamless letters on checks.
6. For example, 2,200,450,953 VND is recorded as Two billion two hundred million four hundred and fifty thousand nine hundred and fifty three dongs . Or $ 36,000.99 is recorded as thirty-six thousand US dollars and 99 cents.
7. As for the following three lines of Drawers, Account Numbers, you do not need to write because the bank has pre-printed them when you supply the check to you.

Now through the right side of the checkbook you will have:

1. Draw-out date: Fully recorded by the number of days, months and years of drawers issuing checks.
2. Paying into Account: As mentioned above, when the check drawer does not allow payment of checks by cash by marking an X or V in this box, the bank will transfer the amount indicated on the check beneficiary's account without paying in cash, even if the X or V mark in this box is crossed out.
3. No transfer: If this box is marked, the drawer does not allow the beneficiary to transfer and vice versa, if the beneficiary is allowed to transfer, do not check this box.

The signature part and the sign on the body of the check below.

1. Seal: If you have a seal, the drawer must stamp here according to the form registered with the bank.
2. Chief accountant: Chief accountant or person in charge of accounting or the person authorized by the Chief Accountant and the person in charge of accounting by the drawer is the organization that will sign and clearly state the full name and signature must follow the posted form. sign with the bank. Only applicable to organizations must arrange chief accountant / accountant in accordance with the law.
3. Drawers: Account holders or persons authorized by account holders must sign their full names or affix their titles on this section.

Part for the drawee.

1. Bao Chi Bank: In this box, there will be a line on May and Sign and seal . If the bank ensures the ability to pay for the check when the check is presented during the presentation and payment period, the bank will record the date, month, year and then start the check guarantee and will be issued Authorized by the bank to sign and stamp this box. If in case of failure to guarantee the check, this box will be blank
2. In the boxes like Amount paid , Payment declined , Payment date , please write in full in all cases, even if all payments are made or only half paid, or refuse the bar pay the entire amount requested for payment on the check.

3. The back of the check

First is the section for transfer , this section will only show when the Non-transfer box is on the front of the check is not marked.

1. Assignment: Write the full name of the person or the name of the organization to transfer the check (the transferee of the check).
2. ID card number / Business Registration Certificate and Date of issue, Place of issue: Enter the ID card number, passport, citizen identification card, identification of the Vietnamese People's Army officer or Business Registration Certificate if the recipient is an organization. Then write down the date and place of the document.
3. Download and At: In case of money transfer on the check to the transferee's account, please write the account number in the Account field and the name of the bank where the account of the individual or legal entity is transferred to the At section .
4. Transfer date: Enter the number of days of the transfer.
5. Signature and seal section: Assigner and transferee sign and clearly state full name. If in case the transferor or the transferee is a legal entity, the authorized representative shall sign and clearly state his full name, then seal the legal entity.
6. Some notes: In the first transfer transaction of the back of the check, the transferor must be the named beneficiary on the front of the check. In the second transfer transaction from the check, the transferor must be the assignee in the first transfer, and so on until the final transfer.

The second is Cash Cash , only applicable in case the beneficiary / person is transferred in cash.

1. Payee : Fill in the full name of the payee.
2. ID card number, issued date and place of issue: Write the ID card number, Passport, Citizenship ID card, Certificate of Vietnamese Army officers in accordance with the law of the cash person. Then record the date and place of issue of the recorded document.
3. Address: Fill in the current address of the cash person.
4. The bottom is to sign and specify the full name for the Treasurer, Transactor, and Supervisor of VPBank.

Other forms of bank checks in Vietnam

1. Vietinbank

Vietinbank's check is only different from the non-detailed coupon such as VPbank and the Amount paid, declined to pay, the reason and the payment date on VPBank in the foreground is now transferred to the back. This check form of Vietinbank is applied from November 2017.

2. BIDV

BIDV's check as above is applied from January 2007, BIDV's stub section is as simple as Vietinbank's check above. In addition, the amount of money is separated by numbers and letters.

3. North Asia Bank

Applied in early 2015, the Bank of North Asia Check is still full of information such as the checks of the banks mentioned above, only one difference is the amount paid , the amount of payment declined , payment date are not on this check form.

4. Maritime Bank

The Maritime Bank check form is provided from 2010 to the user, the person who is paid on the ticket stub is also the name on the Pay to the right. Where else the information on the check is no different from the above checks.

With some more models like checks of Vietcombank, Agribank and Techcombank . are the same. If you are unsure of any information listed on the check, call the bank's operator for assistance and inquiries. List of telephone exchange numbers you can find in the list of phone numbers of banks in Vietnam.

See more:

1. How to check the ACB account balance on phones and computers
2. How to link bank cards with ZaloPay to transfer / receive money with QR codes
3. How to register BIDV Internet Banking