5 valuable tips on money for new graduates

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Just graduated from University, one of us is also full of energy and ambition for a free life .

But at that time everything seemed unclear.

Where do you start making money?

How to pay off debt?

What to invest and how to invest?

After a lot of questions, you yourself feel so confused by the certainty that a huge debt is not in the plan of new graduates. However, that " bomb " will grow day by day if you look down on financial management.

Austin Netzley - founder of YoPro Wealth financial consulting firm, too, after graduating from University, he also " accumulated " a debt of USD 81,000, having experienced it!

However, in a few years, Austin Netzley has paid off his debt and achieved financial freedom in the mid-20s, allowing himself to quit his job at the age of 27. You can do the same!

Listen to the 5 bloody tips that Austin Netzley has drawn in the process of becoming a " money saver". Austin Netzley only wished that when he first graduated, someone shared with him useful tips on this money , his life was much harder. Invite you to consult!

1. Start investing something as soon as possible

Initially sure that any of us will fail, but it is better to fail when you have "a few things to lose ", rather than losing a pile of money and not being able to stand up again?

The most important thing you need to remember is to not assign your financial management rights to others , because each person has to take responsibility for himself.

You will learn a lot of things ( mostly what not to do ) when you first invest.

See more: If you think hard is an essential element to success, you're wrong!

2. Find a job

Right. Have a job. There is someone who pays while we learn and find our own path. They pay you so you can pay the debt. That is the basic thing that anyone understands.

Focus on finding jobs that meet at least one of the following conditions:

1. Large, world-class company has many excellent training programs for personnel.
2. Work with people you admire and desire to learn from them.
3. Do not be afraid to work for a small company, you will witness the whole scene " behind the scenes " to build a business from the beginning.
4. In an environment that allows you to do what you care about for a long time, what profession did you pay most attention to? Will they have potential in the future?

Ever since he was working, Austin Netzley has learned a lot from big sums of the day.

3. Receive a credit report

Everyone knows this is a very boring thing. But we still have to do it. You may be surprised ( as I have been ) when you see some open credit that you think you have closed or still hold in balance. Begin to fix your own finances so you can understand the current situation and a credit report will help you do that.

Free credit report 1 time per year using AnnualCreditReport.com, so take advantage of it. The author also recommends that you spend at least twice a year on Saturday mornings to check your net assets and financial health. What you need is to focus on implementation and your finances need more attention than 99% of what is provided.

4. Spend part of your income to invest in yourself

Education, training, programs, conferences, retreats . Investment in education can be considered a waste of time and money. However, successful people around the world often reserve an investment for themselves.

Find people you admire and follow them. Learn from them. Sign up for email, read books and join their events. They will show you the " shortcut " to the success that is self-study.

" The school is just a primer for what you will learn through self-study, " Austin Netzley said.

Any successful person pays attention to investing in himself, they know that houses, cars . are just outside, the most important is human development.

5. Diversify income streams

Want to be confident about your personal financial situation? Do this.

There are three main types of income:

1. Income from work : do once and get a one-time salary such as monthly salary or hourly wage.
2. Redundant income : work once, get paid many times like writing a book or writing a program.
3. Passive income : do not need to work, get paid as many times as investment.

See also: 13 best online money websites today

FINANCIAL FREEDOM is the goal. Stop changing time to get money, build a " money machine " and let them work for you.

Austin Netzley is fortunate to have financial freedom at the age of 27, money still flowing into his pocket while he travels the world.

The way to do this is books, investments, digital programs, automated businesses and other things that will make money while sleeping.

90% of people in this world have income thanks to their time change. If you stop working, payment will stop. But for rich people, they build things that make money while we are sleeping.

The key is to think differently , at first it may be difficult, try to get it because success is only for someone who is worthy .

Having fun!