The money-saving specials are super-efficient, no one expected
After going to work, there are many people, we often set goals to save money for the future or to buy something. But to build a savings like you need to have a strategy to save money.
In order to avoid speaking, you can't do it, remember these super-effective money-saving techniques. Surely you will be successful.
1. Making 'black fund'
Make 'black fund' to save, why not? This is both simple and the success rate is very high. Making 'black funds' is not as difficult as you think, put money in a box and hide in your own room or in the office, car . Whenever you see that magic box. After a while, you will be surprised with the amount of money you have accumulated.
2. Choose complex methods when withdrawing money
- How to get money back when transferring the wrong account?
Now with the development of modern technology and dense banking system, we can easily send or withdraw money online anytime. In addition to these utilities, spending through cards makes it difficult to save, because most shops and commercial centers now pay via cards, and after each time 'swing your hands over your forehead' You swip away all the money you have accumulated for a long time. So how to save money in your account? The answer here is: make your account access more difficult. To do this, you can deposit money savings in many different banks from your daily account. In addition, you can also cut your ATM card so that you have to go to the bank yourself every time you withdraw money, choose where to withdraw money from your home or workplace and in an inconvenient time.
3. Save part of each sum
Each time you receive a bonus, even if you win the lottery, divide it into 3 parts: Put one third into a savings fund, one third to pay the debt and the last one The same to spend on something great for yourself. With this rule of division, it can save you as well as satisfy your own needs.
4. Turn saving habits into games
Don't put up a lot of money saving problems that make you feel hard and tired, consider it a game, with this way to help you relax can save a good amount. This way is like a great urination. Every day, after you go back to the market, let out 10,000 VND for the pig, just like that every day. With this not so big amount, you will not feel sorry. Just like that after one year 365 days, you can give yourself a savings of VND 3,650,000. With this money you can do many good things for yourself at the end of the year. Another effective saving tip that you can apply is: Each time you have VND 5,000 in your pocket, put it into a savings tube. Professor Marie Franklin, a professor at the university, said she had saved $ 40,000 in 13 years, thanks to each $ 5 spent on piggy banks.
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