Applying 10 things, the goal of financial autonomy at age 30 will come to you
- 5 valuable tips on money for new graduates
- Attendance of 20 things is wasting your money
- Challenge SAVE MONEY in 52 weeks, anyone can do it!
Young people today often encounter many problems related to money management . For the same reason, we often fall into a " bag of fire " at the end of the month and cannot save anything for the future. When you turn 30 years of life, it means that you have traveled halfway in your career. You will find yourself more wise and mature from the habit of learning how to save money at age 20.
At this point, you need to know your income and expenses. This is a skill that the author of the article encourages young people to understand as soon as possible. One thing is for sure, only if you think critically about money value, can you control it properly. This article will share with you the opinions of a number of experts, successful people in their 30s help you to have a clear view and smart choice with the money that you can hardly find.Change yourself by applying the 10 things below, the goal of financial autonomy at the age of 30 will come to you!
It's never too late to learn how to manage money
Maybe you are not good at saving money or you are a person who often spends too much money, or you may be born in silk velvet and never have to look at your wallet every time you shop. In any case, it is never too late to learn how to manage money. The sooner you do this, the sooner you realize how you manage your finances and acknowledge that money is really important - it's easy to get a clear financial management, which is really great.
Strict attitude to yourself in spending management
To spend reasonably, you should not just check your bank card at the end of the month. You need to pay attention to each of the smallest expenses and bills you have to spend, as well as balance them with your revenue. Only then can you get an overview of your own financial resources and easily plan for your future . Who will benefit the most from conscious living, responsibility in financial management? That is you.
See also: Want to manage many sources of income well, please grasp these 6 important factors
Practice the habit of spending reasonably on a regular basis
The most important thing in financial control is that you cannot make an effort today and shelve it the next day. If you want to have a life without worrying about the economy, you have to practice the habit of using money from day to day. Similar to when you have a habit of exercising or yoga to have a healthy body, this will ensure you a long-term benefit.
Spend as much as you want without money
Usually, each of us has an inherent way of thinking that is " no unhappy money ". Of course, in many cases, some activities are required to cost, but there are other occasions that money is not required.
Try thinking about it! You only need to spend a little time searching. You can join a number of events near your place or visit a certain park, museum, gallery, which is completely free. Even if there is no place like that, do not be afraid to make an appointment for a friend to walk somewhere instead of sitting in a coffee or a restaurant, just good for your health and for your wallet. And there are many more ways to entertain you without spending a cent. Act now so that there are no worries about budget deficit at the end of the month.
Some small changes make a big profit
Never ignore the daily routine. For example, you can make your own lunch and bring them to work instead of going out to eat, or preparing coffee, juice instead of visiting a store. It is possible to save only a little bit at a time, but if you take into account the amount of money you have to spend in a week, a month, you have given yourself a significant savings.
See also: 7 important lessons about money that every child needs to be taught
Savings in shopping
In addition, there is another way to save it right from your actions or how to buy and use your belongings. The thing to remember is to put toothpaste on the brush, add sugar to coffee or reward yourself with a little cream. If you pay attention to price lists that relate to most of your behaviors, you can act smarter. Just remember to turn off the lights before leaving the house or avoid opening the air conditioner when it's not necessary that the payment bill has decreased a little.
Before buying any item, think carefully
Before buying any item, think carefully and ask yourself: Do you really need it? When shopping, you are easily attracted to a myriad of things you are sure you need them. Which is the trendy sports shoes, then the lovely dress or handbag with the brand. You seem to hear the sound they are calling you. You want to have it all. However, just a minute of calm instead of withdrawing your payment card , consider carefully and remember two things:
- Most of the eye-catching things at the time looked very ordinary when going home;
- Anything that is easy to get quickly becomes boring.
See also: 55 ways to save money effectively can not be ignored
Always keep invoices and labels before using them
Only when you have actually used the item should your label be removed to avoid a change in return. Give yourself one more time choosing between keeping or returning is never redundant. Because when you get home, the outfit you think is perfect at first sight can change.
Do not save when necessary
On important occasions, you can relax yourself a bit by spending more. Just remember that there is always a way to do everything, at least to be responsible for yourself. Enjoy a favorite drink at the bar instead of calling for something as cheap as usual or planning a holiday on a self-sufficient trip, as long as you are financially self-sufficient.
Financial autonomy is even better!
Financial autonomy is not easy because it will consume you quite a lot of time and patience. However, the return result is completely worthy of the effort you spend when you can be assured of your own economy, and from this platform, live the life you have been waiting for.
See also: Learn to type fast so that you can "save" 21 days / year
Having fun!
You should read it
- 7 financial mistakes most people often get
- 18 things that financial adults don't usually do
- 10 ways to save money so you don't have to cut down on your friends
- 7 signs that you still haven't earned enough money to spend
- 7 personal financial management tips to know before age 30
- Financial management method '6 jars' JARS
- 11 bad habits that prevent you from getting out of debt
- 10 'tricks' from companies make our pockets wear out
- 14 important steps to help you quickly get out of debt
- 6 mistakes make you not become rich
- 4 golden rules ensure you never lack money
- Misa: App effectively manage spending on phone and usage