Computer protection requires the co-operation of both hardware and software
If you use a Windows PC or laptop, it is best to update to the latest Windows 10 and update BIOS from Dell, HP, Lenovo . Hopefully Microsoft or Intel will release a protection level test tool on both firmware and Windows. Only PowerShell is currently available. Here are some basic steps if you are not used to PowerShell:
Update the latest version of Chrome or Firefox.
Make sure to install Build KB4056892 on Windows 10 via Windows Update
Check the OEM website for support information or firmware updates
The above steps only help protect against Meltdown. Specter is still unknown and security experts say it is also harder to exploit than Meltdown. Specter fix is also more complicated because of the need to redesign the processor and hardware changes. So maybe we will have to live with Specter for a few more years.
Internet Explorer and Edge: https://blogs.windows.com/msedgedev/2018/01/03/speculative-execution-mitigations-microsoft-edge-internet-explorer/#tpOa1SwmRDKibAxg.97
Check security vulnerabilities with PowerShell: https://support.microsoft.com/en-us/help/4073119/protect-against-speculative-execution-side-channel-vulnerabilities-in
See more:
Apple confirmed that all Mac and iOS devices are affected by Meltdown and Specter
All you need to know about Meltdown and Specter - two dangerous vulnerabilities are present on billions of devices running Intel, AMD and ARM chips.