You definitely won't be rich if you have 1 of the 10 signs below!
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In contrast to everyone's long-standing belief, billionaire Steve Siebold once made the comment: " Everyone who is born has the same opportunity to get rich ." This judgment is supported by many people but not necessarily true.
Nobody can predict their future. It seems that people often take that opportunity by themselves. If you have one of the following signs, practice changing ways to become rich.
From life to how to set up your financial goals, let's check out the 10 signs to avoid later so you don't get lost !
1. Working diligently, diligently but not working smartly
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" In school, we are taught that just working hard will easily become successful. But that's only half of the success story ," said Ric Edelman, financial consultant. leading said.
" If your whole life only works hard, you won't be able to get rich. Because the money you earn will not be enough to make you rich compared to your daily expenses ," he added. .
Edelman says that to ensure wealth for the future, you need to work smartly . He also suggests a way to invest money in the stock market or retirement fund, where money makes money, not because of your diligence.
" It's a creative way not too risky, it doesn't take too much time and effort to become rich ," Edelman said.
2. Focus on savings without thinking about making more money
What is another smart way of doing things? That is to make more money instead of just taking care of it, being shy . Savings are obviously an important element in asset building, but if you don't want to always find ways to maximize your savings, make lots of money. When you have a lot of money, you won't need to worry about saving. That is the way of thinking of the rich.
" Most of us are too focused on cutting costs and living economically, simply, paying attention to discounts, promotions and missing opportunities to change lives. Obviously we can't give up. However, if you want to start thinking like rich people, dismiss your thoughts on how to use money and focus instead on how to make a lot of money, at least More money must be spent , "said billionaire Siebold.
The common point of the rich is how to develop a variety of revenue sources and comply with smart saving methods.
See also: What do successful people do in the evening?
3. Buy luxury items
If we focus too much on material things, we won't be rich.
Even if you make more money or a great amount of money, don't consider it a pleasure and allow yourself to live a luxury. When you live too far away from your income, you cannot become rich.
In an interview with Entrepreneur, billionaire Grant Cardone said: " When my business has not produced a variety of sources of income, I tell myself that I will not waste my earnings. luxury watches or luxury cars, even if I have become a billionaire, I still point to the Toyota Camry, be famous for the style of work, not the frivolous things you yes ".
4. Satisfied with a stable salary
Photo source: Thomson Reuters
Ordinary people will choose to work and receive wages by month, by day or by hour - meanwhile, the rich people " get paid " when they have good revenue and often own their own.
" There is no denying that there are also some people who are extremely successful with a stable job, receive a salary when it comes to the month. However, even though it is the safest way to make money, wage work is still a way of advancing. and the richest, and the great people will understand that making a career is the shortest path to wealth , "said billionaire Siebold.
" While the elite are always looking for ways to build their capital by business deals, the majority of workers just want to secure their life with a relative salary and hard work to wait until they get a raise. " , Siebold added.
5. Don't dare to invest yet
One of the fastest ways to make money is to invest with the money you get . The earlier you start, the better.
In the famous book " I Will Teach You to Be Rich " (Interpret: " I will teach you how to become rich "), author Ramit Sethi, famous financial advisor said: " Trung Every year, billionaires often invest about 20% of their family's income, their wealth is not measured by how much they make each year but by how they save and invest. " .
You do not need to be a financial expert or learn how to use specialized words to make investments, nor necessarily come from a wealthy family or are in the hands of an enormous salary. Try to start investing in low-to-medium capital funds and programs with a long term, you'll see the benefits of investing later.
See also: 31 questions that can change your life
6. There is no dream of my own
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If you want to be successful, you have to love what you do - which means being determined and pursuing passion.
" There are a lot of people who make the mistake of pursuing the dream of another person like their parents, " said Thomas Corley, author of the book " Change Your Habits, Change Your Life ". habit, change your life ") spent 5 years studying self-made billionaires.
In this book, author Thomas Corley said: " When you pursue others' goals and dreams, sooner or later you will not feel happy with your chosen career. "The debt will soon show it. You will fall into a struggling situation to earn a living. It's all simply because you're not passionate about creating success ."
7. Rarely get out of your comfort zone
The safe zone and the place where miracles occur are only a few steps away .
If you want to build wealth, become successful or simply move forward, you have to learn how to get used to the hardships and the difficulties to face. Especially for the rich, they seek comfort in these difficulties.
" Physical, mental and emotional comfort is the main goal of the middle class. From the beginning, upstream thinkers soon realize that becoming a billionaire is not an easy thing. , and they also know that they need to be extremely hard-working for a long time to achieve their goals, instead, they learn to be satisfied during this difficult process, "said billionaire Siebold. good.
Likewise, rich people learn that overcoming difficulties and taking risks is an important factor to succeed.
8. There are no goals for your own money
Photo source: Nan Palmero / Flickr
If you want the road to riches more easily, more effectively, instead of embarking on building a financial plan, it is better to define realistic and specific goals .
Want to buy a house? Settling abroad? Traveling once a month? Or simply live comfortably when you get old? Write down the goals you want.
" Rich people choose to live towards wealth. This process requires concentration, courage, knowledge and a lot of effort, but we want to have a clear, specific goal. and a strategic vision , "said T. Harv Eker, another self-made billionaire.
" The top reason why most people don't get what they want is not knowing what they want. While the rich know that they want to be rich ," added T. Harv Eker.
See also: 11 characteristics of people with smart thinking
9. Spending first then saving the remaining part
If you want to be rich, learn how to spend well.
" For many people, the first dollar they earn is used for other people. They have to pay rent, bank money, phone bills, money to the state . ", author David Bach shared in The book " The Automatic Millionaire - Automatic Millionaire ".
Instead of spending money without thinking and saving what is left over, try to save immediately from the simplest things like saving an hour's pay during the day or a pay day in a month. When you have successfully tried, try to maintain that savings. Be persistent with this way of saving, when it is a habit, you may startle some day because of the money you have.
10. Think that wealth is out of reach
Photo source: Reuters
" Ordinary people believe that becoming rich is a privilege for lucky people. But actually, wherever you are, you have the right to get rich if you are willing to create value for others ", billionaire Siebold makes an interesting statement about wealth.
Ask yourself, " Why can't I do it? " Then think about big goals. Set specific expectations.
Having fun!
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